Stay or Sell? How To Make the Right Call as You Age
At some point, as you start thinking about the years ahead, this question tends to come up:
“Could I stay here long-term… or would it make more sense to move?”
It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home.
And for most people, the answer is simple. They want to stay.
The USC Leonard Davis School of Gerontology found about 90% of adults over 65 prefer to stay in their homes as they get older (see below):

But even if staying feels like the right answer, it’s still worth thinking ahead about what that might actually look like. That’s where the right agent can really help.
What You Need To Plan for If You’re Staying in Your Home
Aging in place is definitely possible. But it’s better if you have a plan. And here’s why. The home that once worked perfectly may need to change with you over the years. And it’s easier if you can anticipate those expenses.
- Sometimes that means small updates: like adding grab bars in the shower.
- Other times, you’ll have to make bigger decisions: like reworking layouts or moving key spaces to the first floor.
Some of those changes are going to be simple. Others can be a meaningful investment. And that’s why thinking about it early matters. Not because you need to decide anything right now, but because it gives you time.
- Time to understand what your home may need.
- Time to explore your options.
- Time to find the right contractors.
- Time to space out the expense of the upgrades.
According to ElderLife Financial, here’s a rough baseline of what it could cost depending on what needs to be done (see below):

And don’t worry. If your heart is really set on staying, but the costs feel like a concern, it helps to know you have options. Depending on your situation, there may be financial assistance programs available, along with tools like home warranties to help manage unexpected costs.
Just remember, if you’re thinking about making updates, it’s always worth having a quick conversation before you start. A real estate agent can help you understand which changes tend to make sense for your situation and how they may impact your home’s value based on your local market.
When Moving Might Make More Sense
But staying isn’t always the best fit for every situation. According to Pegasus Senior Living:
“While most seniors hope to age in place, practical considerations sometimes make selling a home the wiser choice.”
Sometimes, it comes down to a simple shift: when the home that once made life easier, starts to make it harder.
That might look like:
- Maintenance or yardwork that’s starting to feel overwhelming
- Stairs or layouts that are getting harder to manage day-to-day
- Or needing more support or care or being too far from loved ones
And sometimes, it’s not about necessity at all. It’s about lifestyle. Some homeowners just don’t want to live through major renovations. Others are ready to simplify, downsize, or move somewhere that better fits this next chapter, whether that’s a smaller home, a 55+ community, or a place closer to family.
For them, moving simply means making daily life easier.
Bottom Line
There’s no one-size-fits-all answer here.
Some people stay and make updates. Others move to simplify things. Either can be the right choice. The goal isn’t to pick one today. It’s to understand your options early, so when the time comes, you feel confident instead of rushed.
And if you ever want a sounding board to think through what the future could look like for you, let’s connect.
May Eastside Stats
Inventory is at its highest level since 2019, homes are taking longer to sell, and the geopolitical backdrop isn’t helping buyer confidence. Buyer reluctance is real — and you feel it most on the homes that don’t sell the first weekend. Sellers need to win both the price war and the beauty contest. The market is still moving, but it is not forgiving.
Whew. There is a lot to unpack this month, so let’s get into it.
The inventory story is real and it’s the defining theme right now. Looking year-over-year, pending sales are up 5%, which is great, but active listings are up 18%, resulting in the highest inventory since 2019. The takeaway? Buyers are buying, but new inventory is outpacing the rate at which they’re buying. Months of inventory, the velocity of the market, sits at 2.9, which is solidly in a balanced market. I’ve always dreamed of a balanced market and now that I have it, I don’t quite know what to do with it.
And yet median prices are up month-over-month — though I don’t believe it. My faith in this metric continues to waver. Prices are down 3.3% year-over-year, which is probably the more honest read. I’ll be candid: I was expecting flatter pricing. Building inventory typically puts downward pressure on values, and the market did soften noticeably after the conflict with Iran. Uncertainty isn’t great for buyer confidence or decision-making. My best guess is that mix shift is doing some of the work here — if more higher-end homes closed in April, the median rises even if the broader market is softer. Median pricing is a slippery metric. I’ll be watching this closely.
Days on market are up 130% year-over-year — which sounds like a five-alarm fire until you realize we went from 13 days to 30. Thirteen days was the anomaly. Thirty days is just… a market. Pre-pandemic, nobody would have blinked at a 30-day average. This is normalization, not collapse. That said, the direction of travel is clear: homes that don’t sell in the first weekend are sitting longer, and buyer reluctance on those properties is palpable. Nearly two-thirds of homes are still selling within the first two weeks — and those are the ones getting full asking price.
Seattle continues to outpace the Eastside with 38% of Seattle homes selling over asking at a median of 6% above list, compared to 27% and 2% on the Eastside. That gap has been consistent all year. It’s a reminder that “the market” isn’t monolithic — conditions vary meaningfully by geography, price point, and product type. If you’re making decisions based on regional headlines, you may be working with the wrong map.
A word on interest rates. Hovering just over 6.5% today — let’s call it what it is: psychologically damning, even if actual volatility has been less than a third of a percent. Functionally, not much has changed.
Perceptually, crossing back over 6.5% feels like something. Here’s my honest take: I think now is a genuinely great time to buy — great enough that I’m actively trying to figure out how to buy something myself. Rates just above 6.5% are making buyers pause. The moment rates dip below 6%, those buyers flood back in, inventory gets absorbed, and competition drives prices up. Buy now and you’re essentially purchasing the absence of competition. That advantage tends to disappear quickly.
So what does this all mean?
Sellers: Think price war and beauty contest. The homes winning right now priced correctly from day one and showed up in their best condition. You don’t get a second first impression. When your home hits the market it’s exposed to the largest pool of buyers it will ever see. Price it accordingly and present it thoughtfully, or the market will price it for you. Not in a way you’ll like.
Buyers: More inventory, less competition, and rates that can be refinanced when they eventually move. Know your numbers, know your non-negotiables, and be ready to move with conviction when the right one shows up. Well-priced homes are still going in the first weekend.
The opportunity is real — but so is the homework.
As always — time will tell.
The Secret To Selling Fast, No Matter the Market
When you put your house on the market, you don’t just want it to sell. You want it to sell fast. But the thing is, nationally, it’s taking a little longer to sell lately. And that slowdown can feel frustrating if you want a fast process. Here’s what you need to realize.
In every market right now, there’s one clear exception:
Well-priced, well-presented homes are still selling, and it’s often faster than you’d expect.
If you can tap into that, you can still set yourself up to move quickly, too. Here’s how to get it done.
How Long It Takes To Sell Today
According to Realtor.com, homes are selling in about 52 days right now. That’s how long the process takes from the day it hits
the market until closing day.
And while that may sound slow to you, it’s not slow. It’s normal.
That’s because it’s pretty much right in line with what it was during the last normal years in the market (see 2018-2019 in the graph below):
It just feels slow when you’re eager to move – or when you think back a few years to when homes seemed to sell almost instantly.
But here’s what matters most. The market is normalizing. Not at a standstill.
This is the norm for timing from start to finish. You may have an accepted offer in hand even faster than this.
Markets Where Homes Still Sell Quickly, Even Now
Zillow says the typical home will go “pending” or “under contract” in 19 days. Some homes even see it happen in as little as 7 days. It just depends on where you are – and how you prep your house.
So, don’t let the slowing pace of sales stress you out. Homes can still sell fast, if they’re positioned right.
Just to show you, here’s a quick look at some of the markets that are moving faster than the norm, according to Zillow (see map below). This’ll show you how different it can be based on where you live.
The key things you need to remember when looking at this visual:
- It varies a lot based on where you live. Within the same state, individual neighborhoods or pockets may sell much faster than the norm.
- Even in slower moving states, you can still sell quickly. As the map shows, in those places there are still homes that go under contract in as little as a week.
So don’t worry about if your state made either list. As Orphe Divounguy, Senior Economist at Zillow, says:
“The cream of the crop is still selling fast, even in markets that have slowed considerably. . .”
The Big Reasons Some Homes Sit, and Some Sell Fast
And here’s the big secret. While location can definitely play a role, it’s not just about location. It’s about strategy.
Today’s buyers are paying attention to condition. They’re comparing photos, upgrades, layout, location, and price. And they’re choosing homes that feel move-in ready and well worth the value.
The homes that check those boxes? They’re not sitting for long – no matter where they are.
As the Wall Street Journal (WSJ) explains:
“. . . some homes are still flying off the shelves. These houses are often in the Midwest or Northeast, where the lack of new construction keeps a lid on supply. Certain homes in other markets are selling quickly, too, often when a home is move-in ready.”
Because in any market – hot or not – if a home is overpriced, needs too much work, or just doesn’t meet current buyer expectations, it’s not going to sell.
In this market, the sellers who win are the ones who get real about their house. They’re honest about how their home compares to other listings, realistic about price, and they work with an agent who truly understands today’s market and what it takes to sell.
When your agent knows how to price strategically, spotlight the strengths of your home, and move quickly when the market gives clear signals, that’s when the results follow.
Bottom Line
Today’s housing market rewards the right strategy. Because even in a slower area, the homes that are priced realistically and positioned well are still selling – sometimes faster than you may expect.
Let’s connect if you’re ready to make yours one of them.
Stay or Sell? How To Make the Right Call as You Age
At some point, as you start thinking about the years ahead, this question tends to come up:
“Could I stay here long-term… or would it make more sense to move?”
It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home.
And for most people, the answer is simple. They want to stay.
The USC Leonard Davis School of Gerontology found about 90% of adults over 65 prefer to stay in their homes as they get older (see below):
But even if staying feels like the right answer, it’s still worth thinking ahead about what that might actually look like. That’s where the right agent can really help.
What You Need To Plan for If You’re Staying in Your Home
Aging in place is definitely possible. But it’s better if you have a plan. And here’s why. The home that once worked perfectly may need to change with you over the years. And it’s easier if you can anticipate those expenses.
- Sometimes that means small updates: like adding grab bars in the shower.
- Other times, you’ll have to make bigger decisions: like reworking layouts or moving key spaces to the first floor.
Some of those changes are going to be simple. Others can be a meaningful investment. And that’s why thinking about it early matters. Not because you need to decide anything right now, but because it gives you time.
- Time to understand what your home may need.
- Time to explore your options.
- Time to find the right contractors.
- Time to space out the expense of the upgrades.
According to ElderLife Financial, here’s a rough baseline of what it could cost depending on what needs to be done (see below):
And don’t worry. If your heart is really set on staying, but the costs feel like a concern, it helps to know you have options. Depending on your situation, there may be financial assistance programs available, along with tools like home warranties to help manage unexpected costs.
Just remember, if you’re thinking about making updates, it’s always worth having a quick conversation before you start. A real estate agent can help you understand which changes tend to make sense for your situation and how they may impact your home’s value based on your local market.
When Moving Might Make More Sense
But staying isn’t always the best fit for every situation. According to Pegasus Senior Living:
“While most seniors hope to age in place, practical considerations sometimes make selling a home the wiser choice.”
Sometimes, it comes down to a simple shift: when the home that once made life easier, starts to make it harder.
That might look like:
- Maintenance or yardwork that’s starting to feel overwhelming
- Stairs or layouts that are getting harder to manage day-to-day
- Or needing more support or care or being too far from loved ones
And sometimes, it’s not about necessity at all. It’s about lifestyle. Some homeowners just don’t want to live through major renovations. Others are ready to simplify, downsize, or move somewhere that better fits this next chapter, whether that’s a smaller home, a 55+ community, or a place closer to family.
For them, moving simply means making daily life easier.
Bottom Line
There’s no one-size-fits-all answer here.
Some people stay and make updates. Others move to simplify things. Either can be the right choice. The goal isn’t to pick one today. It’s to understand your options early, so when the time comes, you feel confident instead of rushed.
And if you ever want a sounding board to think through what the future could look like for you, let’s connect.
3 Things That Are Not Going To Happen in Today’s Housing Market
There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.
A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:
- Mortgage rates
- The number of homes for sale
- Home prices
But a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.
Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall Dramatically”
One idea doing its rounds on social is that mortgage rates are going to drop dramatically soon. So, it’s better to wait to buy.
But is that really what’s expected?
While mortgage rates have come down a bit in the last few weeks, forecasts don’t show a major drop ahead. The most likely scenario is that rates stay somewhere in the low 6% range this year.
And that’s not a big change from where rates are now (see graph below):
Of course, this depends on where inflation and the economy go from here. But, based on what we know today, waiting for a big drop in rates may not work out the way some people hope. As U.S. News explains:
“Mortgage rates aren’t expected to change much over the next several quarters . . .”
Not to mention, even with rates where they are today, it’s already more affordable than a year ago. So, even if they don’t change much, it’s still better than it was.
Misconception #2: “There Are Too Many Homes for Sale Right Now”
You’ve probably heard inventory is up. And nationally, it is. The number of homes for sale is 8% higher than this time last year. But that’s not a bad thing. In fact, it’s one of the reasons buyers have a bit more breathing room right now.
The problem is the headlines are making something good, sound bad. They’re focusing on how this is the most inventory we’ve had since 2019 or how many homes builders are building. And that can make it sound like the number of homes for sale is rising too far, too fast.
But that’s not what the bigger picture shows.
Data from Realtor.com proves that, even though inventory is up compared to last year, it’s still nearly 14% lower than it was during the last normal housing market (2017-2019):
While it can vary a lot based on where you live, only 9 states have more inventory than pre-pandemic today. That’s a key reason why there still aren’t enough homes for sale to trigger something like the crash back in 2008.
Misconception #3: “Home Prices Are About To Crash”
You’ve probably seen this one, too. The confusion is coming from the fact that some metros are experiencing slight price declines. And influencers are running with that and saying prices are crashing. But that’s not the reality.
Most areas are seeing prices rise, not fall. And that’s because:
- Many homeowners aren’t selling because they don’t want to give up the low mortgage rate they locked in a few years ago. And that’s keeping a lid on how much inventory can grow.
- Since inventory is still below pre-pandemic norms, there aren’t enough homes for sale to cause a price crash.
- And even in markets with more inventory, some sellers are choosing to pull their homes off the market instead of cutting prices.
And those are 3 big reasons prices aren’t headed for a crash.
And even in the markets experiencing mild declines, the drops aren’t enough to cancel out the big gains most homeowners have seen in the last 5 years (see graph below):
That’s not a crash. That’s just prices moderating after a few record-breaking years.
Bottom Line
Online posts are going to make things sound worse than they are. If you want a true, data-bound look at what’s really happening in today’s market, lean on a real estate agent.
Let’s connect so you have someone to separate fact from fiction today.





